Borrowing Wisely is a free printable Kindergarten to Grade 2 social studies worksheet on responsible and irresponsible borrowing, aligned to C3 Framework indicator D2.Eco.2.K-2. It prints 6 questions with an answer key on its own sheet of paper, in 25 versions that each ask different questions, so no two students in the class work from the same page. Print it from the browser or download it as a PDF — no account, no email.
Set 1 of 25 · the same problems every time you open this link.
Sort: Borrows $2 and pays it back on the day promised, Keeps a library book months past the due date, Takes good care of a borrowed bike, Promises to pay back on Friday, then forgets
ResponsibleNot responsible
2.Sort each one: Responsible or Not responsible?
Sort: Asks before borrowing a friend's markers, Returns a borrowed game in good shape and says thank you, Takes a classmate's crayons without asking, Borrows $5 and never pays it back
ResponsibleNot responsible
3.What happens if you keep a borrowed thing too long?
A.It becomes yours
B.The owner gets two of them
C.The owner cannot use it
4.You broke a toy you borrowed. What is the responsible thing to do?
A.Hide it
B.Tell the owner and offer to fix or replace it
C.Blame someone else
5.Why should you borrow only what you can pay back?
A.Because borrowing is free
B.So you can borrow more tomorrow
C.So you can keep your promise
6.You borrowed a friend's jacket. How should you give it back?
A.Torn and muddy
B.Clean and in good shape
C.Never
LessonPrint · D2.Eco.2.K-2 · Set 1 · free to copy for classroom use
Answer key — Borrowing Wisely
Set 1. Prints on its own sheet.
1.1. Borrows $2 and pays it back on the day promised — Responsible 2. Keeps a library book months past the due date — Not responsible 3. Promises to pay back on Friday, then forgets — Not responsible 4. Takes good care of a borrowed bike — Responsible
2.1. Asks before borrowing a friend's markers — Responsible 2. Borrows $5 and never pays it back — Not responsible 3. Returns a borrowed game in good shape and says thank you — Responsible 4. Takes a classmate's crayons without asking — Not responsible
3.The owner cannot use it
4.Tell the owner and offer to fix or replace it
5.So you can keep your promise
6.Clean and in good shape
Questions about Borrowing Wisely
What does the Borrowing Wisely worksheet cover?
It practices responsible and irresponsible borrowing — 6 questions for Kindergarten to Grade 2, all on C3 Framework D2.Eco.2.K-2: Name what you gain and what you give up when you make a choice. The instruction to students is “Sort each borrower, then circle the best answers”, and the answer key follows on the next sheet.
Which C3 Framework indicator does Borrowing Wisely practice?
D2.Eco.2.K-2, under Economics for Kindergarten to Grade 2. The published indicator reads: “Identify the benefits and costs of making various personal decisions.” The worksheet assesses that indicator rather than a paraphrase of it.
What age or grade is this worksheet for?
Borrowing Wisely is written for Kindergarten to Grade 2, typically ages 7-8. It is one of the sheets on D2.Eco.2.K-2, so it suits any student working at that standard — including older students revisiting it and younger ones working ahead.
Does Borrowing Wisely come with an answer key?
Yes. All 6 answers are generated from the same problems as the questions, so the key cannot drift out of step with the sheet. It starts on a fresh sheet of paper, after the questions, so it is not handed out with the class by accident.
How many different versions of Borrowing Wisely can I print?
25 — one per student, and all 25 ask different questions. Set 1 downloads the whole class as a single PDF. Every version is fixed to its own address, so a sheet printed today holds the same problems when you reopen it next week.
Is Borrowing Wisely free to print and photocopy?
Yes. Borrowing Wisely, its answer key and its 25 versions are free to print and photocopy for your own class, with no account, no email capture and no subscription at the download step. Please do not resell them or republish them as your own.
More practice for D2.Eco.2.K-2
Name what you gain and what you give up when you make a choice.